For Mortgage-Refinance Help, Get the Best Mortgage Professional, Not a Bank Loan Officer By: Mark Barnes When you need a mortgage -- either because you are buying, refinancing, taking out equity or getting into investment real estate, you need a good mortgage professional. Now, you may be tempted to go to your local savings and loan, as they may promise lower fees or zero costs. Meanwhile, in virtually every case, banks can\'t c..

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